Make money moves with our budget plan template

Use our budget chart maker to put a magnifying glass to your moolah, then switch up your spending habits with more trackers and templates.

large green rectangle with a dollar sign on top next to smaller green rectangleslarge green rectangle with a dollar sign on top next to smaller green rectangles

Budget plan template

Build out a brilliant budget with everyone in the building—and beyond—using this collaborative budget chart template.

Chart out your cheddar

Whether you’re tracking personal finances or business expenses, a budgeting chart template helps you master your money and every expense along the way.

Watch your wealth: Look closely at your spending to see where you can cut back—and where you can splash out.

Best your bills: Visualize where your hard-earned dough needs to go every week and never miss another payment.

Stash some cash: Work to build an emergency fund and improve your financial standing long-term.

three green and white squares with arrows pointing to dollar signs three green and white squares with arrows pointing to dollar signs
flowchart graph with four sections labeled with different amounts of moneyflowchart graph with four sections labeled with different amounts of money

Flaunt your finances

With FigJam, you can share your budget plan chart with anyone: accountants and amigos, payroll administrators and partners, execs, and extended family. Our shared interactive templates give you the tools to make your budget presentable, professional, and perfectly understandable.

Make a plan for every pretty penny

Save your money by seeing where every cent winds up. Save your time with countless other tools and trackers from our Community.


Budget planning is a diagramming process that allows you to take charge of your spending and chart a path toward financial stability. Whether you’re an individual or a business, the idea behind a budget plan remains the same: balancing your income and your expenses to ensure you’re not spending more than your actual income.

The exact elements assessed in a budget chart depend on the purpose of your plan. However, in your typical budget chart example, you’ll see all income listed, as well as categories for expenses like:

Necessities – These are your essentials. Think about rent, utilities, car payments, food costs, and so on.

Fun/Extra Expenses – These are your “non-essentials.” Expenditures on entertainment, travel and miscellaneous purchases may fall under this section.

Savings – Your savings are a vital component of your financial health. By building your investments and a savings goal into your plan, you can ensure you’re putting cash aside for a rainy day.

You may also want to assess the “frequency” of your expenses. Differentiating between recurring and one-time costs or fixed and variable payments can give you a clearer picture of your finances.

The first step to creating a budget plan is listing out all sources of income and expenses. Next, you’ll create a flow chart or table that allows you to separate each entry into its proper category. Finally, assign colors to different squares for readability, and you’re all set.

When you make your budget chart online with FigJam, you can skip the diagram-making and dive right into what matters most: the money. Fill in the details, then make it look top dollar with drag-and-drop shapes and connectors, colored markers, links, graphs, and more.

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